A loan of $3,575 helped a member to buy perfumes, creams, and jewelry.

5 De Diciembre (Portoviejo) Group's story

Portoviejo is a city with honest and hard-working people, a great variety of cuisine, and a variable and pleasant climate. The two men and ten women members of the 5 de Diciembre communal bank meet in Portoviejo every two weeks. The members carry out a number of different business activities like general commerce, services, and others. They joined their efforts to be able to access the benefits that the Fundación Espoir lends. This is the first cycle of their communal bank. They hope to complete it very well in order to get ahead in the institution.

This is the place where we meet Nevi, age 33. She is in a common-law-marriage and has three children; ages 11, 9, and 7. The children all go to school. Her husband is a bricklayer. In addition to being a great housewife, she sells Avon products (perfume, creams, jewelry, and women’s accessories) in order to earn something on her own.

She sells door to door, and she goes to work every day. However, she only works in the mornings because it is much cooler then and her children are in school. In the afternoons she has to help her little ones with their homework. She leaves her products on credit, and she collects payments weekly. She has been in this business for seven months, and the perfumes and creams sell the most.

She will use the loan to buy perfumes, creams, and jewelry. Above all she will buy products that are on special promotion. She will later sell them at the normal price, and she will be left with more income.

Her dreams are to get ahead and to give the best to her children.

The attached small photo is a member who could not be present when the group photo was taken.

In this group: Mercy Viviana, Yadira Tatiana, Jesús Piedad, Diana Andreina, Nevi Agapita, Glenis Diopaquita, Emilio Leovigildo, Marjorie Annabel, Mónica Guadalupe, Victor Ariel, Alexandra Yadira, Perfecta Socorro

Translated from Spanish by Kiva volunteer Ginny Kalish

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