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San Francisco De Asís Group
In this Group: Ada Luz , Gladys Soledad , Antonio, Irene, Graciela Rosa , Roxana Janet , Felipe
Graciela, 45, is single and has four children two of which are independent and two still dependent. She’s been a member of Edaprospo for 8 months and she sells beverages like beer and soft-drinks, a business she’s had for four years.

She started out selling gelatin snacks and ice-cream with the idea of earning income to cover her needs. She also sells toys, an activity she started a short time ago aiming at increasing her income. To date with effort and hard work she’s managed to build a house and increase her merchandise. She uses her income for food costs and to save. Her plan for the future is to continue growing in her business until she reaches the point of being able to open her own locale.

Graciela plans to use the loan to buy merchandise because sales increase during the Christmas season. She belongs to the “San Francisco de Asís” communal bank which has 7 members; she’s been President of the group for 8 months.
View original language description ↓
La Sra. Graciela de 45 años de edad, es soltera y tiene 4 hijos de los cuales 2 son dependientes y 2 independientes. Tiene 8 meses siendo socia de Edaprospo y se dedica a la venta de bebidas como cerveza y gaseosa con el cual lleva 4 años en este negocio.
Comenzó con la venta de gelatinas y helados con la idea de obtener ingresos para cubrir sus necesidades. También se dedica a la venta de juguetes, el cual recién comenzó hace poco tiempo con la finalidad de aumentar sus ingresos. Hasta el momento con su esfuerzo y trabajo ha logrado construir su casa y aumentar su mercadería. Sus ingresos los destina a los gastos de alimentación y para sus ahorros. Su plan para el futuro es seguir creciendo con su negocio hasta el punto de poder abrir un local propio. Graciela piensa usar el préstamo en la compra de mercadería ya que por campaña navideña sus ventas se incrementan. Ella pertenece a la alcancía comunal “San Francisco de Asís” el cual esta conformado por 7 personas con el cual lleva 8 meses como presidenta del grupo.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 35
    View loans »
    Peru Loans Fundraising
  • $64,316,075
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of San Francisco De Asís Group's $2,350 loan helped a member to buy merchandise.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Dec 7, 2011
Dec 16, 2011
Currency Exchange Loss:
Jul 15, 2012