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Luciernagas Group
In this Group: Juana, Blanca, Magdalina, Maria, Nelly , Yohana
The Communal Bank “Luciernagas” is starting its first loan cycle with Pro Mujer as part of the Los Andes Community Center. This group consists of six members and is led by a Board of Directors headed by Sra. Juana. The members of this Communal Bank engage in various businesses in order to get ahead such as selling fruit, making bodices, selling trousers, selling bags, and selling jeans.

Sra. Juana says that this is the first time she has worked with Pro Mujer. She joined the organization upon receiving an invitation from a promoter. Juana currently has a business of selling vegetables and has been working for many years. She learned this trade from her family.

The loan she is receiving now will be used to increase her capital for buying vegetables, which she acquires in bulk in La Ceja. She then sells her goods at the fairs. By working in this manner, she is able to generate income to support her family. Juana is married and has five children.

When asked what she likes about Pro Mujer, Juana said that she enjoys the health services.

View original language description ↓
La A.C. “LUCIERNAGAS” iniciará su primer ciclo en Pro Mujer, como parte del centro focal Los Andes, está compuesta por seis integrantes y está dirigida por una mesa directiva encabezada por la señora Juana. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos tenemos: venta de fruta tejido de corpiños, venta de pantalones, venta de sacos, venta de yines.

La señora Juana, indica que es la primera ves que trabaja en Pro Mujer y que integro la institución por invitación de una promotora. En la actualidad ella tiene un negocio de venta de verduras que viene trabajando hace años atrás, aprendiendo el mismo de su familia.

El crédito que ahora sacará es para aumentar su capital (compra de verduras) que adquirirá de la Ceja, por mayor, y posteriormente lo venderá en la ferias. Esta forma de trabajo le permite generar recursos para apoyar a su familia, pues ella es casada y tiene cinco hijos.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de salud.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 134
    View loans »
    Bolivia Loans Fundraising
  • $36,366,400
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Luciernagas Group's $1,475 loan helped a member to buy vegetables.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Dec 9, 2011
Dec 17, 2011
Currency Exchange Loss:
Jun 15, 2012