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Juana María

Update on Juana María

Juana María is a hardworking, enterprising woman who has several businesses. She has had a grocery store for 11 years and sells food and soft drinks in quantity. She’s married to Eugenio who is an engineer.

She will use the money from this loan to buy eggs, basic grains, cheese, meat, etc. to grow her business
View original language description ↓
Juana María es una mujer trabajadora y emprendedora quien se dedica a varias actividades comerciales tiene una pulpería desde hace 11 años, vende comida y gaseosa por mayor. Ella está casada con don Eugenio quien es ingeniero.
El crédito lo invertirá en huevo, granos básicos, queso, carne…etc. para aumentar el negocio.

Previous Loan Details

In 1994, Juana María L. C., 37 years old, decided to start a business that would let her support her daughters while still taking care of them, so she opened a small grocery store. Ms. L. says that the business is not too demanding, since they are very organized and distribute the work evenly bet... More from Juana María's previous loan »

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Nicaragua

  • $4,800
    Average annual income
  • 71
    View loans »
    Nicaragua Loans Fundraising
  • $25,767,775
    Funds lent in using Kiva
  • 22.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Juana María to stock her store.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Dec 12, 2011
Dec 16, 2011
Currency Exchange Loss:
Nov 16, 2012