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Ambrose has been in farming for six years with his farm producing beans, eggs and maize for the local market. He says his family of six children, whose ages are between 1 and 15 years, have been relying on farming as the only source of income.

Ambrose has made a request for a loan amounting to 61,200 KES to help him venture into dairy farming by buying and insuring a dairy cow at 31,200 KES and using the remaining 30,000 KES to boost his poultry farming by buying more poultry birds. He aspires to own five dairy cows in five years.

He mentions the high costs of feeds as the major farming challenge in the area.

Additional Information

Important Information

To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.

About Juhudi Kilimo:

Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.

About Kenya

  • $1,800
    Average annual income
  • 407
    View loans »
    Kenya Loans Fundraising
  • $50,341,275
    Funds lent in using Kiva
  • 88.9
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Ambrose to buy poultry birds and purchase and insure a dairy cow.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 23, 2011
Dec 14, 2011
Currency Exchange Loss:
Dec 15, 2012