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Chem's Group
In this Group: Chem, Yuth
Chem is 46 years old, married and has three children. His children work at the Thai border. To earn a living, he farms on his two-hectare plot of farmland in a village of the Moung Russey district, which he has been doing for more than 35 years.

Chem leads a group of two members. He has been with VisionFund for five years, while his fellow group member began with VisionFund for this loan term. The previous loans have provided him with sufficient capital to operate his business and to generate regular income. He is now applying for another loan to buy rice seeds and fertilizer for his farmland. With the loan proceeds, he hopes to increase his crop yield and to thereby improve his family's standard of living.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 111
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • 4,025.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Chem's Group's $600 loan helped a member to purchase rice seeds and fertilizer for his farmland.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 25, 2011
Dec 14, 2011
Currency Exchange Loss:
Dec 15, 2012