A loan of $675 helped to purchase construction supplies for her house (sand, rafters, iron, cement, etc.).


Madalena's story

She was born in the town of Magude, province of Gaza, southern Mozambique. She is married and has four children, two of which still attend school. She completed 3rd grade and stopped because her parents lacked financial conditions. She lives with her family in a house she owns and also supports two grandchildren who live with her.
She left Magude for Maputo when she got married. She has been selling various products for over 29 years and also owns rooms to rent. She earns an income of about 18.600mt a month. She uses it to pay for home expenses and saves part of it in her bank account.
She has never had loans in other banks. She first heard of Hluvuku through a friend who is also a client of this institution. This is her third loan with Hluvuku. It is for 17.500mt, which she intends to use to purchase construction supplies for her house (sand, rafters, iron, cement, etc.). The first loan was for 10.000mt, for the same purpose.
She pledges to repay as scheduled. In the future she plans to finish building and furnishing her home. For that reason she intends to request more loans from Hluvuku.

Translated from Portuguese by Kiva volunteer Renata Wolff


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Loan details