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Melodia is 47 years old, is married, and has 1 child in school. She works hard to provide for her family. She runs a general store in the Philippines and has requested a loan of 50,000 Philippine pesos (PHP) through NWTF to purchase more goods such as soap, soft drinks, and slippers to sell in her store.

Melodia has previously requested and repaid 7 loans from NWTF. She has been running the general store for 15 years and also earns income from a butcher shop. She aspires to save money to expand her business.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 400
    View loans »
    Philippines Loans Fundraising
  • $70,831,400
    Funds lent in using Kiva
  • 43.6
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,150 helped Melodia to purchase goods such as soap, soft drinks, and slippers to sell in her store.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 25, 2011
Dec 14, 2011
Currency Exchange Loss:
Dec 15, 2012