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I Nyoman
I Nyoman, 54, is an elementary school teacher who lives in the village of Blimbingsari, western Bali. He has been a teacher for 26 years. He has two daughters, the first daughter has finished college and the second is still in high school. His wife is a housewife who works in the garden and raises pigs.

I Nyoman is making a serious effort to raise pigs because the results are very helpful for the family economy. One of the results is to help finance his daughter's college education. Currently he has 10 sows and a 56 square meter cage. At this time he sells piglets and fattening pigs for rolling pigs.

Having more than five pigs of course generates a lot of manure. Up till now to manage the pigs' manure, he used it for organic fertilizer. However, due to an increasing number of pigs, I Nyoman felt overwhelmed because of the air pollution they generated. In addition to pollution, they created an unhealthy environment as well.

Hearing of the biogas program from MUK, I Nyoman immediately joined. He wanted to turn pig manure that had been considered pollution into something useful. During this time he used two LPG gas cylinders every month. Each gas cylinder weighs 15 kg and costs 82,000 Rupiah (IDR). With the biogas, he hoped to be able to save on expenses to cover the kitchen. Besides, this program supports environmental conservation programs announced by the government.

Additional Information

More information about this loan

This loan is part of MUK's biogas pilot program, designed to finance construction and installation of biogas digesters that convert livestock waste into fuel for stoves and electricity. These units help farmers save money that they would otherwise spend on energy, and offer sanitary disposal mechanisms for waste. The digestion process also produces organic fertilizers as a byproduct, providing a low-cost alternative to expensive chemical fertilizers. These loans are designed to help farmers repay with the funds they save.

About Koperasi Mitra Usaha Kecil (MUK)

This loan is serviced by Koperasi Mitra Usaha Kecil (MUK), a microfinance cooperative headquartered in West Bali, Indonesia. MUK’s mission is to provide chronically poor people in Bali with opportunities to improve their lives, while raising social awareness of economic and environmental issues.
Most MUK clients live in rural settings on less than $1.25 per day. MUK’s financial products are targeted to clients’ productive activities including small businesses, farming, and livestock rearing. MUK supports clients with training in household budgeting, livestock rearing, and small business management.
MUK provides services to clients of all races and religions. For more information about MUK, please visit its partner page. Also, consider joining MUK’s Kiva lending team, Friends of Mitra Usaha Kecil.

About Indonesia

  • $5,200
    Average annual income
  • 121
    View loans »
    Indonesia Loans Fundraising
  • $6,318,525
    Funds lent in using Kiva
  • 9,075.0
    Indonesia Rupiahs (IDR) = $1 USD