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From Prey Chor district of Kompong Cham, Mrs. Chea, 38 and a mother of two school-aged children, has been involved in a farming business. She grows her rice two times a year because she gets enough water from the nearby river. It doesn’t matter for her to do a lot of work at the field but the problem is that her family doesn’t own any powerful animals for such kind of work. In general, she rents her neighbor’s cows to plow her rice field, and it will cost a lot. So now she would like to seek a loan from HKL and Kiva to purchase two cows for working on her farmland. It will help the family reduce some expenses and can increase the productivity.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 206
    View loans »
    Cambodia Loans Fundraising
  • $39,967,725
    Funds lent in using Kiva
  • 4,017.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Chea to purchase two cows for working on her farmland.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Dec 2, 2011
Dec 14, 2011
Currency Exchange Loss:
May 25, 2013