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Nelly Rafaela
Nelly lives in the municipality of Ticuantepe with her family. With her previous loan, Nelly was able to set up a network of salespeople, which allowed her to get a higher yield from sales. This has allowed her to improve her family's quality of life. With the loan AFODENIC is currently offering her through Kiva's funding, she will be able to expand on the natural products she offers, thus allowing her to satisfy her customers' demands for new products.
View original language description ↓
Doña Nelly, es habitante del municipio de Ticuantepe, junto con su familia. Con el crédito anterior, doña Nelly a logrado establecer una red de vendedores permitiéndole obtener mayores rendimiento en las ventas, logrando de esta manera mejorar la calidad de vida de su familia ; con este crédito que ahora le brinda Afodenic atraves de los fondo Kiva, lograra ampliar la oferta de productos naturales, pudiendo asi satisfacer la demanda de sus clientes en cuanto a nuevos productos .

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 59
    View loans »
    Nicaragua Loans Fundraising
  • $26,421,450
    Funds lent in using Kiva
  • 22.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Nelly Rafaela to buy Herbalife products.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Nov 28, 2011
Dec 14, 2011
Currency Exchange Loss:
Jan 19, 2013