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Noemy's Group
In this Group: Noemy Yolanda, Wendy Nohemi, María Hortencia
Noemy's Group consists of 3 entrepreneurial women. Noemy is the president of the group, as she is very hard working and responsible in her activities. She is 49 years old, single, and has a child who is a minor. She lives in San Gabriel in the Carchi province, located in northern Ecuador.

Noemy and her family raise chickens, a business that provides very good income and helps her to improve her family's quality of life. This is her first loan with Fodemi, which she will use to purchase materials to build enclosures for the chickens, which will give them more, better quality space.

Noemy's dream is for her business to have more branches, as this is her only source of income to meet her needs.
View original language description ↓
Noemy's Group es una sociedad de tres mujeres emprendedoras, en este grupo Noemy es la presidenta ya que es una mujer muy trabajadora y responsable en sus actividades. Noemy tiene 49 años, es soltera y tiene un hijo que es menor de edad, vive en San Gabriel en la provincia del Carchi, que se encuentra en el Norte de Ecuador.

Noemy trabaja con su familia en la crianza de pollos, negocio que le produce muy buenos ingresos económicos que le ayudan a mejorar la calidad de vida de su familia. Es el primer crédito que solicita a Fodemi el mismo que va a ser invertido en la compra de material para construir galpones, que ayudará a que sus pollos puedan estar mejor y más ampliamente.

El sueño de Noemy es poder tener más sucursales de su negocio ya que no tienen otras fuentes de ingresos que ayuden a satisfacer sus necesidades.

Additional Information

About VisionFund Ecuador

VisionFund Ecuador is a microenterprise development fund that supports groups of entrepreneurs who lack access to formal financial systems. The organization works with vulnerable populations, especially women, in the marginalized urban and rural sectors of Ecuador. Its clients work in a variety of sectors including agriculture, artisan crafts and the commercial and service sectors. Kiva lenders’ funds are used to expand the organization’s services to the poor living in more rural parts of Ecuador.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ecuador

  • $10,600
    Average annual income
  • 61
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Noemy's Group's $750 loan helped a member to build enclosures for her chickens so they have more space.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Nov 17, 2011
Dec 13, 2011
Currency Exchange Loss:
Aug 15, 2012