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Maria Dolores
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María is 37 years old and married with a 10-year-old son. Her husband works in an auto mechanic workshop and she helps him with the household expenses. She does this through a small business selling cosmetics and perfumes door-to-door. Her clients are her neighbors, friends and relatives. She would like to buy cosmetics so she can offer and distribute them to the people she visits. She wants to help her young son get ahead and to be able to provide him with the education he needs to become a professional.

Translated from Spanish by Molly Puglisi, Kiva volunteer.

Doña Maria, tiene 37 años de edad y es casada, tiene a un hijo de 10 años de edad a su cargo. Su esposo trabaja en un taller de mecánica automotriz, ella lo apoya en los gastos de la casa. Y esto lo hace mediante un pequeño negocio que realiza de forma ambulante, vende cosméticos y perfumes. Los clientes son vecinos de comunidad, amigos y familiares. La señora desea comprar cosméticos para ofertarlos y distriburilos entre las personas que visita. Desea poder sacar adelante a su pequeño hijo y poderle dar los estudios necesarios para que llegue a ser un profesional.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 71
    View loans »
    Nicaragua Loans Fundraising
  • $25,767,775
    Funds lent in using Kiva
  • 19.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Maria Dolores purchase cosmetics.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Mar 9, 2008
Feb 19, 2008
Currency Exchange Loss:
Oct 21, 2008