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Kulbara is 53 years old, married, and has raised two children. After the collapse of the Soviet Union, she searched for a source of income to provide for her family and started her own animal husbandry and farming business with an initial capital of 26,000 som (KGS). Today, her cow and sheep business, which allows her to sell meat and dairy products, brings about 10,000 som (KGS) per month. Kulbara also cultivates 1.10 hectares of land where she grows potatoes and wheat. In order to further develop her business, Kulbara has requested a loan in the amount of 130,000 som (KGS) from "Bai Tushum and Partners". This loan will help her purchase four calves for fattening. Kulbara plans to invest her income in the construction of a new barn, in order to provide comfortable living conditions for her livestock.
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Кулбаре 53 года, замужем, воспитала двоих детей. После развала Советского Союза, в поисках источника дохода для своей семьи, Кулбара начала свой бизнес в животноводстве и полеводстве со стартовой суммы в 26,000 сом (KGS). На сегодняшний день, ее хозяйство с коровами и баранами приносит около 10,000 сом (KGS) в месяц от продажи молочных и мясных продуктов. Также, она обрабатывает 1,10 га земли, где выращивает картофель и пшеницу. В целях дальнейшего развития своего бизнеса, Кулбара обратилась в компанию «Бай-Тушум и Партнеры» за кредитом в сумме 130,000 сом (KGS) на покупку четырех бычков на откорм. Доходы Кулбара планирует вложить в постройку нового сарая в целях обеспечения комфортных условий для содержания скота.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 80
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,904,175
    Funds lent in using Kiva
  • 46.6
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,800 helped Kulbara to purchase cattle.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Nov 25, 2011
Dec 12, 2011
Currency Exchange Loss:
Nov 17, 2013