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For three years Viena, a married 48-year-old mother of one child, has owned and operated a small retail shop selling a variety of goods on the island of Salua Manono. Viena is requesting a loan of WST $2500 to purchase additional products to sell. She plans to use the profit from her business (estimated to be 400 talas or US $167 per week) to improve/expand her enterprise.

In 2005, Viena joined SPBD to gain access to financial services, and this will be her fifth loan. Most of SPBD's clients are unable to borrow from commercial banks because they lack collateral.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $5,200
    Average annual income
  • 62
    View loans »
    Samoa Loans Fundraising
  • $8,626,150
    Funds lent in using Kiva
  • 2.4
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Viena to purchase additional products to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 24, 2011
Dec 13, 2011
Currency Exchange Loss:
Feb 20, 2013