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Julia is a former client of the institution. Earlier she worked with a solidarity group, Las Uvitas. Currently she has been working on her own since 2004, during which time she has shown herself to be responsible and punctual with her payments, with an approach to improvement.

She lives in an "anticrético" [when a tenant pays a fixed sum upon renting a house instead of monthly rent] and shares the apartment with her daughter, who is studying economics in the university. The loan will be used for buying hardware accessories, which are in demand in different places in the city of El Alto and for which she arranges the quantity in accordance with the request. She also will buy retail the material to make gifts such as plates, cups, and others that she sells in party halls on Saturday and Sunday. Julia works both these jobs to support her daughter and the household expenses.

She is happy about the support given.
View original language description ↓
La señora Julia es cliente antigua de la institución anteriormente trabajo en un grupo solidario las Uvitas actualmente esta trabajando en forma individual desde el año 2004 donde ese tiempo ha demostrado ser responsable y puntual en sus pagos con una visión de superación . La cliente vive en anticrético donde comparte el departamento con su hija que esta estudiando en la carrera de economía en la universidad. El crédito estará destinado para compra de accesorios de ferretería el cual tiene demanda en la ciudad del Alto en diferentes lugares donde acomoda por cantidad de acuerdo al pedido y También comprara en poca cantidad material para elaboración de regalos como ser platos tazas y otros donde vende en los salones de fiestas, los días sábados y domingos, la Sra. Julia se dedica a estas dos actividades, para mantener a su hija y los gastos de la casa, se siente feliz por el apoyo brindado.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

About Bolivia

  • $5,500
    Average annual income
  • 126
    View loans »
    Bolivia Loans Fundraising
  • $36,246,475
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Julia to buy hardware.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Nov 25, 2011
Dec 13, 2011
Currency Exchange Loss:
Jan 15, 2013