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Lee Ray
Lee Ray started his landscaping company in 1993, growing through local and state contracts. His services include lawn maintenance and snow removal. Lee Ray and his five employees serve the people around his neighborhood, mostly consisting of senior citizens. To him, these are the most important clients because he enjoys serving them. One of the biggest challenges for the business has been keeping up with payroll during this tough economic time when people are pulling back on spending. One day, Lee Ray wants to be a distributor and expand into selling lawn equipment, salt, etc, out of his own storefront.

This loan from Accion USA will help Lee Ray purchase a special type of snow plow and eco-friendly salt product for the upcoming winter season. Winter is Lee Ray’s busiest time of year because snow removal services are so demanding.

This loan has been made as a part of Kiva Detroit and in partnership with Michigan Corps and ACCION USA. Kiva Detroit is the first Kiva City, a program where Kiva works with community organizations and field partners in the United States to provide local small businesses with microloans. Michigan Corps is the first community organization to work with Kiva in Detroit, and conducts outreach through small business networks, churches, community foundations, and across many personal and social media networks. Learn more at

Additional Information

More information about this loan

This loan is part of the Kiva City Detroit initiative in partnership with Accion East and Online. Kiva City Detroit is a subset of Kiva City, a program that allows Kiva lenders to make microloans to small businesses in the United States with the help of community organizations and U.S. Field Partners.

About United States

  • $54,800
    Average annual income
  • 0
    View loans »
    United States Loans Fundraising
  • $12,977,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $4,250 helped Lee Ray to purchase a snow plow and eco-friendly salt.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Nov 16, 2011
Dec 15, 2011
Currency Exchange Loss:
Jun 17, 2013