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Rosa Maria
View original language description ↓
Doña Rosa lives in the community of Sabana Grande, which is a rural area. Its inhabitants have scace economic resources and live humbly. In the last 18 years, she has made a living by selling used clothing in her home, which has been a favorable alternative for her neighbors, friends, and people from surrounding towns in terms of acquiring clothing.

The clothing that she sells is American, of good quality, and low in price. Every week she buys a package of varied clothing or a package of one specific garment. Her business has let her educate her two children. One is in elementary school, and one is in college. Doña Rosa hopes to buy a package of linens, because her neighbors have asked her for this on several occasions, but right now she doesn't offer this type of product.

Translated from Spanish by Tanya Harper, Kiva volunteer

Doña Rosa habita en la comunidad Sabana Grande, zona rural, los pobladores son de escasos recursos económicos, viven humildemente. En los últimos 18 años se ha dedicado a vender ropa usada en su casa de habitación, la cual ha sido una alternativa favorable en cuanto a la adquisión de prendas de vestir para vecinos, amigos y pobladores de los alrededores.

La ropa que vende es americana, de buena calidad y a precios muy bajos, cada semana compra una paca de ropa variada o ya sea de una determinada prenda en específico. Su negocio le ha permitido educar a sus 2 hijos quiénes se encuentra estudiando en primaria y el otro en la universidad. La señora desea comprar una paca de ropa de cama, ya que sus vecinos le han encargado en varias ocasiones y actualmente no ofrece ese tipo de prendas.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 45
    View loans »
    Nicaragua Loans Fundraising
  • $26,237,600
    Funds lent in using Kiva
  • 19.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Rosa Maria purhchase of a package of used linens.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Mar 4, 2008
Feb 19, 2008
Currency Exchange Loss:
Sep 8, 2008