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Horm's Group
In this Group: Horm, Vibol , Nhoeng
Horm, 42, is a married mother of six children, several of whom are still in school. She has been growing maize, pepper, and sesame for nearly thirty years to make a living. Sometimes she works for others to generate additional income.

After three loan cycles with VisionFund, Horm has regular income to sufficiently feed her children and is able to send her children to school. Now she and her group members, who are just with VisionFund, are requesting a loan. She wants to buy crop seeds for her farm and will use some of the loan to pay for labor to plow her farmland. She hopes that this loan will enable her to increase her business and earn a larger income to live better.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 90
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • 4,018.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Horm's Group's $650 loan helped a member to buy crop seeds for her farm and use some of the loan to pay for labor to plow her farmland.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
At end of term
Nov 25, 2011
Dec 11, 2011
Currency Exchange Loss:
Sep 15, 2012