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Sophy's Group
In this Group: Sophy, Nea, Chreb
Sophy is 39 years old, married, and has five children who are still in school. To earn a living, Sophy has been growing maize and rice for five years in a village located in the Ratanak Mondul district. Her husband helps raise the family’s income by working as a teacher in the village. Sophy's previous loan in 2010 helped her to have regular income and send her children to school.

With good business, she leads a group of three members who have, since 2010, been applying for another loan been with the VisionFund. She will use the entire loan to buy maize seeds and fertilizer for her farm. She hopes to increase her business so she can earn a larger income and live better.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 113
    View loans »
    Cambodia Loans Fundraising
  • $41,451,425
    Funds lent in using Kiva
  • 4,018.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Sophy's Group's $750 loan helped a member to buy maize seeds and fertilizer for her farm,.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
At end of term
Nov 23, 2011
Dec 11, 2011
Currency Exchange Loss:
Oct 15, 2012