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Amiran is a 48-year-old farmer from Terjola, West Georgia. He is married and lives with his family, including his wife, Tamara, and their adult son and daughter. Amiran’s son is a car mechanic. Tamara has health problems and receives a pension from the government.

Amiran and Tamara lead the agricultural business of the family, which is the main source of their income. The family has two milk cows and two calves. They produce cheese and sell it at the local market. Also, the family owns one hectare of land, where maize is grown. The total average income of the family is 370 GEL per month.

Amiran requested a loan to purchase a milk cow. This will enable the family to have more milk and increase cheese production and sales by 50 percent. They will have more income and will be able to improve their living conditions.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 51
    View loans »
    Georgia Loans Fundraising
  • $8,643,950
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Amiran to purchase a milk cow.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Nov 29, 2011
Dec 9, 2011
Currency Exchange Loss:
Jan 15, 2013