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Update on Andrei

Last year, Andrei took a loan for the construction of an additional greenhouse. His profit increased and he bought a Fiat, not new but in very good condition. Now Andrei needs additional funds to install heating in the greenhouse and purchase seeds and greenhouse film. It is also interesting to note that this year Andrei's wife started her own business. She travels from village to village and sells fruits and citrus. Now Andrei and his wife have two businesses.
View original language description ↓
В прошлом году Андрей брал кредит на постройку дополнительной теплицы. Увеличился доход, приобрел автомобиль Фиат, не новый, но в очень хорошем состоянии.
Сейчас Андрею нужны дополнительные средства на отопление, закупку семян и пленки.
Интересно отметить, что в этом году жена Андрея ушла с наемной работы и тоже начала свой бизнес. Она ездит по селам и торгует фруктами и цитрусовыми. Теперь у Андрея с женой два бизнеса.

Previous Loan Details

Andrei lives and works in Kamenka, which is a predominantly agricultural region of Ukraine. Andrei owns three large greenhouses and a separate one for seedlings. His farming business has been around for 15 years. He has invested 60,000 Grivnyas in this business. His annual expenses on seeds and p... More from Andrei's previous loan »

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ukraine

  • $8,200
    Average annual income
  • 5
    View loans »
    Ukraine Loans Fundraising
  • $6,552,350
    Funds lent in using Kiva
  • 8.0
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,500 helped Andrei to install heating in his greenhouse and purchase seeds and greenhouse film.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Dec 2, 2011
Dec 16, 2011
Currency Exchange Loss:
Sep 15, 2012