A loan of $600 helped to pay for stock of school supplies and maintenance of her Xerox machine.


Teresita's story

This is Teresita, 54, a resident of Caloocan City, Philippines. Her husband is Fernando, a technician, and she is a mother to her two children. She, together with her husband and children, manages their own household while operating the business. Teresita operates a school supplies business. It is where one can buy school supplies, like pens, bond paper, "cartolina" and the like, without going to a bookstore. She gets the supplies at wholesale prices and sells them by the piece. She also operates a Xerox machine for copying services. Her store is located adjacent to her house. Her regular customers are students and the local community. She earns a minimum of 400 Philippine Pesos (PHP) in sales every day. To help her continue operations of her business, she is requesting a Php 25,000 loan. She will be utilizing the loan to buy school supplies to expand her product inventory and for the maintenance of her Xerox machine. She expects a boost in her business income as she expands her business. Teresita hopes her business will grow in the coming years and dreams of being able to give her family a good future through all her hard work on her business. She faithfully meets up with her co-fellowship* members to share stories of her work every week and also draw strength and inspiration from the Word of God she studies. * All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and repay Micro Finance loans.



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