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Update on Yuliya

With the help of the previous loan Yuliya has greatly increased the assortment of goods. This time, Yuliya is taking a loan for the purchase of seeds for sale. She recently started construction of its stall in the market. Her family is well. Her husband works at the thermal power plant in Energodar. Her daughter is a third year student of the Melitopol Academy.
View original language description ↓
С помощью предыдущего кредита Юлия значительно увеличила ассортимент товара. В этот раз Юлия берет кредит на закупку семян для продажи. Недавно она начала строительство своего киоска на рынке. В семье все хорошо. Муж работает на Тепловой электростанции в Энергодаре. Дочь учится в Мелитопольской академии на 3-м курсе.

Previous Loan Details

Yuliya is married with an 18-year-old daughter. Yuliya lives in Energodar and sells seeds, agricultural chemicals and other farming products in the central market of her hom town. She owns a big vending location and is an experienced vendor who offers a reasonable pricing policy to her customers.... More from Yuliya's previous loan »

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ukraine

  • $8,200
    Average annual income
  • 12
    View loans »
    Ukraine Loans Fundraising
  • $6,534,900
    Funds lent in using Kiva
  • 8.0
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,500 helped Yuliya to buy seeds for sale.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 17, 2011
Dec 13, 2011
Currency Exchange Loss:
Jun 19, 2012
This photo was used before for a previous loan for Yuliya. It was first posted on Kiva on Jun, 2011. Learn More