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Johaira is 23 years of age and single business woman. She needs to work hard to provide for her family.

Johaira sells shoes, slippers and sandals to the public market of Santiago City. She has been in this business for almost 6 years. Though she is single, she proves that she could improve her vending activity. She would like to increase her profit by increasing the quantities of slippers,shoes and sandals she sells within the market. She hopes that she could obtain her goal in life, which is to become a successful businesswoman someday.

Johaira is now asking for a loan of P20,000 to buy additional quantities of slippers, shoes and sandals to sell. She hopes that this loan will be granted to her as it is the only opportunity to progress her business and improve her family's living conditions.

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $7,000
    Average annual income
  • 391
    View loans »
    Philippines Loans Fundraising
  • $70,831,400
    Funds lent in using Kiva
  • 43.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Johaira to buy slippers,shoes and sandals for her retail business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 25, 2011
Jan 1, 2012
Currency Exchange Loss:
Feb 15, 2012