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Margarit is engaged in agriculture. Margarit needs an investment to develop cattle-breeding. With the requested loan she plans to purchase cattle and hay. Additional cattle will allow Margarit to get more income from agriculture by selling milk and expanding the farm further. With additional income Margarit will renovate her house and improve her household economy. Margarit lives together with her husband, mother-in-law, and children.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 137
    View loans »
    Armenia Loans Fundraising
  • $16,809,825
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Margarit to pay for cattle and hay.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Dec 2, 2011
Dec 13, 2011
Currency Exchange Loss:
Sep 17, 2013