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Update on Olga

Last year Olga used her Kiva loan for a watering system and another greenhouse. She made a nice income and bought a small piece of land nearby, on which she's now putting up two more greenhouses. There haven't been any changes to Olga's home or family. This year her oldest daughter is finishing school.

Olga currently needs a loan of 15,000 UAH, including 3,000 UAH for a watering system, 8,500 UAH for seeds, and 3,500 for fertilizer.

Olga has had a great deal of grief in her life. She lost her first husband, and remarried three years later. She's been with her current husband for fourteen years, and he helps her out with her greenhouse business.
View original language description ↓
В прошлом году Ольга использовала кредит КИВА для устройства полива и постройки дополнительной теплицы. Она получила хороший доход, приобрела рядом небольшой участок земли и теперь строит на нем еще две дополнительные теплицы.
В семье и дома у Ольги все без изменений. Старшая дочь в этом году заканчивает школу.
В этот раз Ольге необходим кредит в 15 000 гривен для того, чтобы установить капельное орошение - 3 000 гривен, закупить семена на 8 500 гривен и удобрения на 3 500 гривен.
В жизни Ольги было немало горя. Когда она потеряла первого муж, через три года она снова вышла замуж во второй раз. С этим мужем она живет в браке уже 14 лет. Муж во всем помогает Ольге с тепличным бизнесом.

Previous Loan Details

Olga is married with two teenage children. She owns a small business growing vegetables in greenhouses. Olga has been in this business for 17 years. She’s got five large greenhouses. This business provides her and her family with necessary income as well as vegetables for their own use. Olga i... More from Olga's previous loan »

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ukraine

  • $8,200
    Average annual income
  • 6
    View loans »
    Ukraine Loans Fundraising
  • $6,552,350
    Funds lent in using Kiva
  • 8.0
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,875 helped Olga to put in a watering system and buy seeds and fertilizer.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
At end of term
Nov 30, 2011
Dec 13, 2011
Currency Exchange Loss:
Aug 8, 2012
This photo was used before for a previous loan for Olga. It was first posted on Kiva on May, 2011. Learn More