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Naira lives with her husband and children. She has been engaged in agriculture for already eleven years. Naira is currently renovating her house to improve her family's living conditions, and the current income she gets is not enough to cover agricultural costs. Thus Naira has applied for a loan. With the requested loan Naira plans to purchase fuel and polyethylene coating for the glasshouse. Naira will develop agriculture to insure a sustainable future for her family.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 138
    View loans »
    Armenia Loans Fundraising
  • $15,757,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,500 helped Naira to pay for fuel and polyethylene coating.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Dec 5, 2011
Dec 13, 2011
Currency Exchange Loss:
May 17, 2013