Update on NadezhdaNadezhda used her previous Kiva loan to buy polyethylene sheeting and seeds for her greenhouses. She is turning to Kiva once again because she need an additional 10,000 UAH for seeds, 5,000 UAH for drip irrigation, and 5,000 UAH to buy sheeting so she can maintain her greenhouses and raise the season's vegetables.
This year her daughter started college in Zaporizhzhya, and the application and housing expenses have been extremely costly.
В этот раз она снова обращается в КИВА, так как ей нужны дополнительные средства на содержание теплиц и выращивания овощей в этом сезоне, а именно: 10 000 гривен на семена, 5 000 гривен на капельное орошение и еще
5 000 гривен на закупку пленки.
В этом году дочь поступила учиться в ВУЗ в Запорожье, ушло много средств на поступление и на проживание.
Previous Loan DetailsNadezhda is married with two teenage children. She is a farmer from Vodyanoye, where she grows early spring vegetables in her garden and greenhouses. Nadezhda owns 2 land lots and 6 big arched greenhouses. She has been running her farming business for 9 years and has invested about 90,000 UAH in ... More from Nadezhda's previous loan »
About HOPE UkraineHOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid
- Repayment Term
- 10 months (Additional Information)
- Repayment Schedule
- At end of term
- Nov 30, 2011
- Dec 13, 2011
- Currency Exchange Loss:
- Aug 16, 2012
Photo from previous loan
Kiva allows our Field Partners to re-use the same photo for individual borrowers that have been posted on Kiva's website once before in a 24 month period, and we allow them to re-use group photos for up to 24 months, provided that 80% of the current group's membership is represented.
Taking, collecting, and uploading photos of borrowers is one of the most challenging elements of using Kiva for our Field Partners. In order to make Kiva easier for Field Partners to use, we have allowed them to post successive and concurrent loans without taking a new photo of the borrower if the criteria above are met.