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Carmen Ignacia
Carmen Ignacia is 21 years old, is in a live in relationship and has two children. She lives in Ventanas, within the Los Ríos province, with her mother, her husband, and children, ages 3 and 11.

She’s a member of the “VRC LAS BRISAS” communal bank, located on the corner of “6 de Octubre” street and “Asad Bucanran Sector el Hospital,” within the Ventanas settlement. The members are general merchants.

Carmen has a small grocery store where she sells noodles, cookies, tuna sugar, salt, and cooking oils. She buys her items in Ventanas and sells them in her store. She is asking for this loan to buy more foodstuffs, like rice, lard, condiments, colas, water, and gelatin. This loan will help her buy more foodstuffs to increase her inventory.

Her dream is to continue forward and that things continue going well for her. Her challenge is her health. She likes to spend time with her children in her spare time.
View original language description ↓
Carmen Ignacia tiene 21 años de edad vive en unión libre tiene dos hijos, vive con la mamá y con el esposo y los hijos de 3 años y 11 meses de edad en Ventanas provincia de los ríos.
Es integrante de la VRC LAS BRISAS, se encuentra ubicada en las calles 6 de Octubre y Asad Bucaran Sector el hospital, Pertenece al Cantón Ventanas Se dedican a labores comerciales en general.
Carmen tiene una mini tienda de víveres vende fideos, galletas, atún, azúcar, sal, aceites. Las compras las hace en Ventanas y las vende en la tienda. Solicita el crédito para comprar más víveres cómo arroz, manteca, condimentos, colas, agua, gelatina . Con la ayuda del crédito podrá comprar más víveres y aumentar el inventario.
El sueño es seuir adelante y le baya bien en el negocio. Los desafíos que se le ha presentado es en la salud. En el tiempo libre le gusta pasar con los niños.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 78
    View loans »
    Ecuador Loans Fundraising
  • $25,604,550
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Carmen Ignacia to stock her store.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Nov 30, 2011
Dec 8, 2011
Currency Exchange Loss:
Mar 18, 2013