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Romains 10:13 Plus Group
In this Group: Genevieve, Blandine, Adolphe, Pauline, Clémentine, Jeanne, Jocéline, Agnès, Kidiadi, Marceline, Yvonne, Elie, Brigitte, Annie*, Willy, Délphin, Cécile
* not pictured

Update on Romains 10:13 Plus Group

“Romains 10:13 Plus” is a Community Bank made up of 17 micro entrepreneurs. Its chairwoman is Genevieve. These members are united in working towards the same goal: to grow their businesses by loans received from Kiva through IMF HOPE RDC.

Genevieve is 52 years old, married, and the mother of two children, who are 13 and 35 years old. They both attend school. Genevieve is a seamstress, and she began her business in 1990. Besides sewing, she also sells soft drinks in her area, the northeastern area of Kinshasa. Through hard work and good management, she succeeded in making her business thrive and profit.

Genevieve intends to use this loan to expand her business. She will buy more pagnes (lengths of printed, brightly colored African cloth) to resell at a profit in order to increase her income. Currently, the business earns 80 USD every week.

Genevieve is a loyal client of IMF HOPE RDC. She has already received nine different loans and repaid them properly.

Previous Loan Details

Genevieve, 52 years old, is married and has eight children between 13 and 35 years old. Two of them go to school. She is the chairwoman of the group named “Romains 10:13 Plus,” made up of 26 members firmly united to receive loans from the micro-finance institution HOPE RDC in order to develop ... More from Romains 10:13 Plus Group's previous loan »

Additional Information


HOPE International has been providing small business loans and savings services to thousands of entrepreneurs in DRC since 2004. HOPE DRC targets small business owners who can use loans to increase their inventories or invest in assets that have the potential to increase their incomes. Funds from Kiva lenders play a major role in expanding access to affordable, flexible capital for micro-entrepreneurs, 80% of whom are women.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 2
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $13,512,975
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Romains 10:13 Plus Group's $4,475 loan helped a member to buy cloth to expand her business.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Nov 29, 2011
Dec 7, 2011
Currency Exchange Loss:
Aug 17, 2012