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Karen is engaged in agriculture. He keeps cattle and beehives. Agriculture is the family's main source of income, and it's barely enough to make ends meet, so Karen plans to expand his farm. With the requested loan he plans to purchase livestock, calves and beehives. Expansion of the farm will help Karen to increase his income and support his household economy. Karen lives with his wife and pensioner father.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 137
    View loans »
    Armenia Loans Fundraising
  • $15,799,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Karen to pay for livestock, calves and beehives.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Nov 23, 2011
Dec 13, 2011
Currency Exchange Loss:
Feb 15, 2013