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Rakhad is 38 years old, married and raising 4 children, the youngest of whom is 1 month old. Rakhad worked as a teacher in a high school in the village Gulcha, but because of low wages, she was forced to leave her profession. In 2001 Rakhad started her business in the stationary trade. Starting with the amount of 10,000 som (KGS), Rakhad was able to develop her business with a monthly income in the amount of 10,000 som (KGS).

With an aim to expand her assortment of goods, Rakhad turned to the organization "Bai Tushum & Partners" for a loan in the amount of 100,000 som (KGS). Rakhad dreams of opening her own stationary shop.
View original language description ↓
Рахад 38 лет, замужем, растит 4-х детей, младшей из которых 1 месяц. Рахад работала преподавателем в средней школе села Гульча, но из-за низкой заработной платы, она была вынуждена оставить свою профессию. В 2001 году Рахад начала свой бизнес в торговле канцелярскими товарами. Стартовав с суммой в 10,000 сом (KGS), Рахад сумела развить свой бизнес с ежемесячным доходом в сумме 10,000 сом.
В целях расширения ассортимента товаров, Рахад обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS). Рахад мечтает открыть свой собственный магазин с канцтоварами.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 80
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,904,175
    Funds lent in using Kiva
  • 46.8
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,150 helped Rakhad to broaden her assortment of goods.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Nov 25, 2011
Dec 12, 2011
Currency Exchange Loss:
Jun 15, 2012