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Nargila is 41 years old. She is from the village of Beitarabchi, East Georgia. Nargila lives with her 21-year-old son and retired mother. Nargila and her son lead the family's agricultural business. They have a milk cow, five calves and ten sheep. The family sells dairy products and lambs on the local market. In addition, Nargila’s family owns four hectares of land where different corns and vegetables are grown, which are also sold locally. The family's total average monthly income is 600 Laris.
Nargila has requested credit for cultivating the land. After cultivation, Nargila will sow corn and vegetables. She hopes that the weather conditions will be favorable this year and she will get a good harvest, which will be sold locally. Nargila will use the extra income to finance the family’s daily living costs.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 37
    View loans »
    Georgia Loans Fundraising
  • $8,318,950
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Nargila to pay for land cultivation.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 5, 2011
Dec 7, 2011
Currency Exchange Loss:
Jul 15, 2012