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Juliana is from the village of Disimuray. She is 48 years old, married, and has three children. Juliana started her sari-sari store (variety store) many years ago, and she earns approximately P500 (Philippine peso). According to Juliana, through the income she generates from her sari-sari store, she is able to support her family's needs.

Juliana wants to expand her family's business, so she is taking out this P20,000 loan to purchase additional stock such as canned goods, groceries, sugar, and other basic ingredients to sell.

Juliana hopes to grow and expand her general store to secure her family's future. She hopes to educate her children so that they will become professional someday. Despite the hardships of life, they are striving hard to earn and save for their education.

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $7,000
    Average annual income
  • 320
    View loans »
    Philippines Loans Fundraising
  • $70,648,200
    Funds lent in using Kiva
  • 43.2
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Juliana to purchase additional stock such as canned goods, groceries, sugar, and other basic ingredients to sell.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Dec 5, 2011
Jan 1, 2012
Currency Exchange Loss:
May 21, 2012