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Svetlana is an entrepreneur selling women's footwear. In 2004, while searching for a source of income for her family, Svetlana started her business, renting a retail space in the central market. Through perseverance and dedicated work Svetlana was able to grow her business to a monthly income of 20,000 som (KGS). A good assortment of Svetlana's merchandise, friendly service, and practical advice in the selection of shoes attract more and more customers.

In order to further develop her business, Svetlana contacted Bai Tushum & Partners for a loan in the amount of 100,000 som (KGS) in order to expand her range of winter goods. Svetlana plans to use the profits from this loan to purchase a vehicle for transportation.
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Светлана – предпринимательница, торгующая женской обувью. В 2004 году, в поисках источника дохода для своей семьи, Светлана начала свой бизнес , арендовав торговое место на центральном рынке. Благодаря настойчивости и упорному труду, Светлана сумела развить свой бизнес с ежемесячным доходом 20,000 сом (KGS). Хороший ассортимент товара Светланы, приветливое обслуживание, практичные советы при подборе обуви привлекают все больше и больше клиенток.
В целях дальнейшего развития своего бизнеса, Светлана обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS) на расширение зимнего ассортимента. Доходы от кредита Светлана планирует вложить в покупку машины для транспортировки.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 80
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,904,175
    Funds lent in using Kiva
  • 46.8
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,150 helped Svetlana to expand her assortment of merchandise.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Nov 25, 2011
Dec 12, 2011
Currency Exchange Loss:
Sep 15, 2012