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Munirhon is a 24 year-old young man, who is single and lives with his parents. He is a driver of a municipal fixed-route taxi. Having learned about the Arvand financing program in 2009, Munirhon became our client and have used each one of his loans for his car. He used his last loan to update the car interior and seat covers. And he wants to use this loan to make full and thorough repairs of his taxi's engine. He must do these repairs due to severe frosts. The photograph shows Munirhon next to his car.
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Мунирхон молодой человек 24 лет, неженат, и живет с родителями. Мунирхон водитель городского маршрутного такси. Узнав в 2009 году про программу кредитования Арванда, он стал нашим клиентом и каждый свой кредит использует для своей машины. На прошлый кредит он обновил салон автомашины и чехлы сидений. А на получаемый кредит хочет провезти полный тщательный ремонт мотора маршрутки. Из-за сильных морозов ему необходим этот ремонт. На снимке Мунирхон возле своей автомашины.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 215
    View loans »
    Tajikistan Loans Fundraising
  • $31,061,500
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Munirhon to make repairs to his taxi.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 4, 2011
Dec 9, 2011
Currency Exchange Loss:
Jan 15, 2013