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This is 45-year-old Samuel. He is married, and has five children, age 22, 19, 16, 11 and 9 years. He has one additional dependent, who lives with him because he is his relative and is going to school.

In 2003, Samuel established his food business. He began his business because he wants to develop his family. Working seven days a week and seven hours a day, he earns about 1,800,000 SLL every month from this business.

He would like a loan in the amount of 3,000,000 SLL. Samuel requires the new loan in order to buy groundnut, pepper and Maggi (a flavor enhancer) by bags for his business. He hopes that this loan will enable him to increase his monthly profits by approximately 300,000 SLL.

In the future, Samuel plans to educate his children to university level and build a big store. He thanks you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 33
    View loans »
    Sierra Leone Loans Fundraising
  • $9,980,225
    Funds lent in using Kiva
  • 4,300.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Samuel to buy pepper, Maggi and groundnuts for his business.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Nov 11, 2011
Dec 7, 2011
Currency Exchange Loss:
Aug 15, 2012