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Introducing Efracia, a member of ”REYNITA DE BELEN DE CCORA, a Communal Bank located in the Ccorao district, Cala province and Cusco department.
Efracia is 34 years old, she is married and she has 2 children. She runs a general store. She manages and works in the store selling any kind of basic necessities as well as some stationery items. She begins at 6 am and works all day long until 10 pm; she wants to implement her shop and to buy products at wholesale price, as in these last few months her sales have increased a lot and she wants to satisfy her customers. For this reason she is requesting a loan to buy products at wholesale price and then sell them. She will buy rice, sugar, noodles, oil, flour, milk, panetone bread and other products. She is requesting a loan to invest it in the purchase of products for her general store.
She is grateful for this loans and she commits to complying with repaying her dues in accordance with her repayment schedule.
View original language description ↓
La socia pertenece al banco comunal ”REYNITA DE BELEN DE CCORAO; El banco comunal se encuentra ubicado en el distrito de Ccorao en la provincia de Calca y departamento de Cusco.
La socia es la Sra. Efracia; La socia tiene 34 años de edad, La socia es casada, La socia tiene 2hijos; La socia tiene una tienda de abarrotes, la socia administra y trabaja en la tienda vendiendo todo tipo de productos de primera necesidad y un poco de librería, la socia trabaja desde las 6 de la mañana hasta las 10 de la noche de corrido, la socia desea implementar su tienda y comprar al por mayor productos ya que estos meses se han incrementado mucho ella desea abastecer a sus clientes y para ello requiere el préstamo para comprar al por mayor y vender. La socia comprara arroz, azúcar, fideos, aceite, harinas, leche, panetones, entre otros. La socia solicita el préstamo para invertir en la compra de productos de abrrotes.
La socia agradece el préstamo y se compromete a cumplir con el pago de sus cuotas de acuerdo al cronograma de pagos.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 118
    View loans »
    Peru Loans Fundraising
  • $61,968,575
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Efracia to buy rice, sugar, noodles, oil, flour, milk, panetone bread and other products for her general store.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 30, 2011
Dec 8, 2011
Currency Exchange Loss:
Jun 15, 2012