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Banco Mujer Las Laboriosas Group
In this Group: Gloria , Patricia, Celidey, Piedades, Rocio, Jasmina, Marta, Mayra
Gloria is the president of the “Banco Mujer Las Laboriosas,” and, as she says, is a woman who puts forth lots of effort. She’s capable of completing any task and involves herself in many productive activities. At age 56, her age is not an impediment and she has all the energy she needs and many desires to improve her quality of life and live a dignified life. She has three children, but none live with her. They are married and have established their own homes. However, she is not alone. She’s been living with her husband for the past six year and she and her husband work shoulder to shoulder to move their farm ahead.

Gloria is a farmer and raises different good quality products that she sells to her neighbors within her community. This loan will be of great help and will allow her to invest in fertilizer, plastic to protect her crops, and other supplies necessary for the harvest.

This enterprising woman’s short term goal is to have a larger farm and increase her production with better crops.

There are seven other ladies from the same community [in the photograph] with Gloria, who also want to invest in activities such as raising poultry, pigs, and other businesses.
View original language description ↓
Doña Gloria es la presidenta de Banco Mujer Las Laboriosas, es una mujer muy luchadora como ella misma lo dice, y es capaz de realizar cualquier trabajo, y desenvolverse muy bien en diversas actividades productivas, su edad no es impedimento a sus 56 años, tiene toda la energía que necesita, y muchos deseos de mejorar sus calidad de vida y tener una vejez digna. Ella tiene 3 hijos pero ninguno vive con ella, todos se casaron y se fueron a formar su propio hogar, sin embargo no está sola, vive hace más de 6 años con su marido, un hombre que al igual que ella trabajan hombro a hombro para sacar adelante su huerta.
La actividad de Doña Gloria es la agricultura, siembra diversos productos de muy buena calidad y que vende en la misma comunidad a sus vecinos. Y el crédito va ser de mucha ayuda ya que le va a permitir invertir en; abonos, plásticos para proteger los cultivos, y otros insumos necesarios para la siembra.
Está mujer tan emprendedora tiene como meta a corto plazo tener una huerta más grande y aumentar su producción con más y mejores cultivos.
Junto a Doña Gloria están 7 señoras más de la misma comunidad, que desean invertir en actividades como Avicultura, Porcicultura y Comercio.

Additional Information

More information about this loan

In Costa Rica, funding for microfinance institutions is hard to come by, and many institutions find themselves having difficulty growing and reaching all the demand for loans that exist. Kiva works with Fundacion Mujer because it attends a very marginalized population in Costa Rica, with a specific focus on women. In addition to the loan, Fundacion Mujer provides specialized training programs for their borrowers on everything from computer classes to salon training. Because of the difficulty in obtaining capital in Costa Rica, Fundacion Mujer cannot serve all the women that need loans. Therefore Kiva plays a unique role in helping Fundacion Mujer grow its portfolio and reach borrowers it otherwise would not be able to.

About Fundacion Mujer:

Fundación Mujer is an organization specializing in the financial and personal development of female entrepreneurs in Costa Rica. They seek to reach underserved populations that may include indigenous communities, immigrants, refugees, victims of domestic violence or women living with HIV/AIDS. Fundación Mujer offers courses in both business and personal development, as well as training in concrete skills such as sewing and other crafts.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Costa Rica

  • $12,900
    Average annual income
  • 6
    View loans »
    Costa Rica Loans Fundraising
  • $4,836,900
    Funds lent in using Kiva
  • 499.4
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A portion of Banco Mujer Las Laboriosas Group's $2,425 loan helped a member to buy fertilizer and supplies.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Dec 6, 2011
Dec 8, 2011
Currency Exchange Loss:
Jul 15, 2012