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Clara Lourdes
Clara, twenty-nine, started out ten years ago with a small loan from her family. She opened her business, which, thank God, has been growing.

She starts work every day at 6 in the morning and stops at night. Her one difficulty is crime; it's very dangerous in the area where she works.

Clara is a single mother, and with her own effort is succeeding with her two children, aged eight and five, who are in public school.

Her goal is to be able to complete construction on her house and for her kids to be able to complete their education.
View original language description ↓
Clara de 29 años, empezó hace 10 años atrás con un pequeño préstamo que le dio su familia y con estableció su negocio que con la ayuda de Dios fue creciendo.

Trabaja todos los días, empieza a las 6 de la mañana y termina por la noche. Su única dificultad es la delincuencia ya que el sector donde realiza su trabajo es muy peligroso.

Es madre soltera y con su esfuerzo sale adelante con sus 2 hijos de 8 y 5 años que estudian en escuelas fiscales.

Su meta es poder terminar de construir su casa y que sus hijos puedan terminar sus estudios.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 28
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $850 helped Clara Lourdes to buy clothing, jewelry, and nail polish.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 22, 2011
Dec 7, 2011
Currency Exchange Loss:
Nov 15, 2012