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Abishyizehamwe/mgnz Group
In this Group: Mukamirindi , Bizimana , Odette , Nyirabapfakurera, Zitoni , Basesa , Bandora , Munyororo, Ntiruvahato, Gasigwa
Odette is a member of the Umubano group. She is 26 years old and married with three children aged between 2 and 9 years old, two of whom are in school. She attended five years of primary school.

Odette is a rice farmer. This is her first loan cycle with ACB, and she will use her credit to buy fertilizers.

Her business growth strategy is to achieve an improved breed of rice. In the coming years, Odette would like to become the local supplier of rice. She will use her profits to support her children’s education and tuition.
Odette fait partie du groupe Umubano. Elle a 26 ans et elle est mariée avec 3 enfants de 2 à 9 ans, dont 2 scolarisés. Son niveau d’éducation est de 5 ans de primaire.

Odette est cultivatrice de riz. C’est son premier cycle de prêt avec ACB. Elle va utiliser son crédit afin d’acheter des engrais chimiques.

Sa stratégie pour la croissance de son business est de faire la race améliore du riz. Dans les prochaines années, Odette voudrait être le fournisseur du riz dans sa région. Avec les profits, elle prévoit d’éduquer et scolariser ses enfants.

Additional Information

About Amasezerano Community Banking, S.A.

Amasezerano Community Banking, S.A., is a for-profit microfinance institution founded in 2005 by the Rwandan NGO African Evangelist Enterprises-Rwanda and 61 individual shareholders, and has been a Kiva partner since June 2010. The mission of Amasezerano Community Bank (ACB) is to have a holistic, positive impact on the lives of poor people by providing quality financial services. ACB’s client base is composed primarily of farmers, small-business owners, women entrepreneurs and low-wage private-sector salaried workers. Credit offerings are tailored to meet client needs, and include group solidarity loans, agricultural loans, loans for women entrepreneurs, small-business loans, and loans for salaried workers. ACB also offers mobile money transfers, currency exchange and life insurance services to its borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,700
    Average annual income
  • 49
    View loans »
    Rwanda Loans Fundraising
  • $16,926,975
    Funds lent in using Kiva
  • 595.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A portion of Abishyizehamwe/mgnz Group's $1,725 loan helped a member to buy fertilizers for her rice farming activity.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
At end of term
Nov 15, 2011
Jan 1, 2012
Currency Exchange Loss:
May 17, 2012