A loan of $400 helped a member to pay for more ingredients to make martabak (Indonesian snack) and tupperware to sell.


Tumbuh Kembang 11 Group's story

Umi is taking her first loan with VisionFund Indonesia to help her martabak stand. Martabak is an Indonesian snack that can be made fluffy and sweet with eggs and chocolate or savory and crisp with onions. She has been making and selling martabak since 2009. She is taking this loan to buy more ingredients so she can increase the amount of martabak she makes. These ingredients include items such as eggs, sugar, flour, onions, cheese, and chocolate. She will also by Tupperware because she wants to start selling Tupperware outside of the nearby school to the parents who wait for their children.

Umi is married with three children. Her children are 10, 8 and 4 years old and they all attend school. Her husband works as a handyman. Umi likes making martabak and is happy to contribute to the economical well being of her family. Until now, her business has faced a few challenges including competitors in her area and lack of access to capital. But now that she is getting a loan, she does not need to worry about a lack of capital to grow the business.

The other group members will use their loans to help grow their businesses, which are selling nasi uduk (Indonesian coconut rice), selling snacks for children, and running a store selling food at a school.

In this group: Umi, Mani, Yuliana, Mardiana



Loan details


Lenders and lending teams



Loan details