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Cristina is 32 years old and has one child. She works very hard to provide for them. Cristina runs a sari-sari (general) store in the Philippines, which she has been doing for three years. She sells a variety of items such as canned goods, noodles, spices, milk, sugar, etc..

Christina is requesting a loan for 20,000 PHP through NWTF, which she will use to buy more stock, such as soap and canned goods, to sell in her sari-sari store. In the future Cristina would like to build and expand her business to secure the financial stability of her family.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 316
    View loans »
    Philippines Loans Fundraising
  • $70,580,225
    Funds lent in using Kiva
  • 43.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Cristina to purchase more stock to sell.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Nov 15, 2011
Dec 6, 2011
Currency Exchange Loss:
Mar 15, 2012