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Virgen De Guadalupe De Santa Clara Group
In this Group: Iris Elena, Heraclio Simeon, Carla Luz, Yrene, Vilmar, Raquel Pilar, Hilda Ysabel
The community group "Virgen de Guadalupe de Santa Clara" is a successful community bank with a lot in common, including enthusiasm for developing their businesses. It was formed by seven members six months ago. Each members works at different businesses.

Iris is 47 years old, has two children, one of whom is married already. She sells food every day in the mornings and in the afternoons she cares for her younger child. She started this business because her mother also works at the same business. With hard work she has been able to contribute financially to her household so they can continue getting ahead.

She is requesting this loan to improve her business and purchase merchandise since the Christmas season is approaching.

Just like Iris, each member of this community bank fights to get ahead, and with great effort and dedication they are achieving it every day for their own well-being and that of their families.
View original language description ↓
Un grupo con mucho en común que es el entusiasmo por surgir en los negocios propios, así es el grupo comunal "Virgen de Guadalupe de Santa Clara" una alcancía comunal con características de éxito. Conformado por 7 integrantes hace más de seis meses. Cada integrante se dedica a diversos comercios, tal es así el caso de la señora Iris de 47 años de edad y madre de dos hijos, una de ellas ya esta casada ella como todas los días se dedica a la venta de comida por las mañanas y por las tarde ocupa todo su tiempo al cuidado de su menor hijo. Ella comenzó en este negocio por iniciativa de su madre la cual también se dedica al mismo negocio. Con el esfuerzo de su trabajo a podido aportar económicamente a su hogar para a si poder seguir saliendo adelante. Con el reciente préstamo lo invertirá en mejoras para su negocio y compra de mercadería para el mismo, ya uqe se acerca la campaña navideña. Como la señora Iris cada integrante de esta alcancía comunal lucha por salir adelante y con gran esfuerzo y dedicación lo consiguen cada día. Por el bienestar propio y de sus familias

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 46
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Virgen De Guadalupe De Santa Clara Group's $1,975 loan helped a member to purchase merchandise.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Dec 1, 2011
Dec 5, 2011
Currency Exchange Loss:
Jun 15, 2012