A loan of $1,100 helped to purchase toys at wholesale and Christmas decorations, especially for the holiday season. In addition, she will invest part of her loan in a permit which will allow her to set up a stall at a Christmas Fair.


Adriana's story

Adriana is a member of the “Corazón Esperanza” ["Heart of Hope"] communal bank, which is located in the community of La Cisterna.

She works in retail and also providing services, as she has a store where she sells different types of paper goods and toys and also has a cyber-cafe. She has been working in this business for the last year and a half.

Her sales-premises are located in her home, where she has set aside some interior space. She works from Monday through Sunday, on an ongoing schedule. She comments that it's going very well for her as she has many customers and there isn't any competition in the area.

She will use the loan to purchase toys at wholesale and Christmas decorations, especially for the holiday season. She will also invest part of the loan in a permit which will allow her to set up a stall at a Christmas Fair.

Her goals for her business are to prosper, to stock up her business better, and also to add on clothing sales. She wants to purchase more computers for her cyber-cafe, as for now she only has three PCs.

Adriana lives with her husband and three children aged 38, 24 and 16. Her elder son helps her with tending and managing the business, as he has an ailment that prevents him from working outside of the home.

One of Adriana's dreams is to purchase a vehicle for transporting her merchandise, as she currently must pay for freight (renting transportation). This is a high cost to cover on her income.

She is very happy and grateful for the support being provided by Fondo Esperanza, as it has allowed her to invest in her business. She also enjoys participating in the meetings held at the communal bank, where she has very good relationships with the other members.

In regard to the trainings, she comments that she has learned to organize her business's accounting in a better manner.

La Cisterna is a community located in the south-central sector of the Metropolitana region. It is essentially a residential and commercial community. Originally it was a rural area with large plots of land, however due to the population growth and the advent of services, it has become an area that is 100% urban.

Translated from Spanish by Kiva volunteer Arabella Pollack



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