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Sandy sells perfume, deodorant and other kinds of merchandise. She does not have a shop but rather is a street vendor. She has been a street vendor for three years and started this activity because she became pregnant and had to support her son and meet his needs. She goes from house to house and also visits offices, since this is the only source of income for her family.

Sandy is requesting a loan for working capital that she will use to purchase cosmetics and related merchandise, which are under promotion, since she has many requests for orders during the year-end holidays. She is a single mother as her husband abandoned her and she alone maintains her son. She lives with her parents, who help her as much as possible.
View original language description ↓
La señora Sandy se dedica al comercio de perfumes, desodorantes y otro tipo de mercaderías, no cuenta con puesto de venta ya que la venta es de forma ambulante, Sandy se dedica a dicha actividad desde hace tres años dicha actividad la inicio debido a que se embarazo y ella ya tenia que mantener a su hijo con sus distintas necesidades, va de casa en casa visita a oficinas, ya que esta es su única fuente de ingresos para mantener a su familia, solicita el crédito para capital de trabajo y comprar mercadería de cosméticos que se encuentran en promoción, ya que por estas fiestas de fin de año tiene muchos pedidos, es madre soltera ya que su esposo la abandono y ella sola mantiene a su hijo, vive en casa de sus padres quienes le colaboran dentro de sus posibilidades.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

About Bolivia

  • $5,500
    Average annual income
  • 124
    View loans »
    Bolivia Loans Fundraising
  • $36,246,475
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Sandy to buy cosmetics and related merchandise.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 14, 2011
Dec 5, 2011
Currency Exchange Loss:
Dec 15, 2012