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Karla Johana
Karla is asking for this loan in order to pay for a business management course in marketing. Her mother helps her with her school expenses. The support and encouragement she gets from her family have allowed her to work hard to finish her studies. She is a young woman with dreams, desires, and entrepreneurial spirit, and she hopes to be able to create jobs for young people who need them in the future. She plans to set up a small company that will allow her to have a better quality of life.
View original language description ↓
Karla está solicitando el préstamo para pagar un programa de especialización de su carrera de administración de empresas, el programa de especialidad es en dirección de Marketing. Su mamá la apoya con los gastos de escuela. Por el apoyo y fortaleza que su familia ha representado es que ella ha podido luchar para terminar su carrera. Es una joven con sueños, anhelos, con espítiu de empresaria, y espera en un futuro poder dar empleos a jóvenes que también lo necesitan, ya que sus planes son poner una pequeña empresa que lepermita tener un mejor nivel de vida

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 50
    View loans »
    Nicaragua Loans Fundraising
  • $26,418,100
    Funds lent in using Kiva
  • 22.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Karla Johana to pay tuition for a marketing course.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Nov 15, 2011
Dec 6, 2011
Currency Exchange Loss:
Oct 16, 2012