A loan of $600 helped to buy accessories and toys to sell for the Christmas season and a cooler for selling ice cream treats and beverages at the fairs.


Georgina's story

Georgina is a member of the Communal Bank “Ilusión y Una Esperanza” (Illusion and A Hope) which is in the city of Talca. She is a traveling merchant who sells used clothing and all types of accessories. Georgina has been in this business for five years.


She works Monday through Sunday from home but also at the open fairs. Georgina has many customers. Her merchandise is purchased in the city of Santiago and then shipped. She deposits the money and the merchandise (bundles of used clothing) is shipped to the bus terminal in the city of Talca.


With this loan she will buy accessories and toys, products that she will sell exclusively for the Christmas season. In addition, she will buy a cooler so that she can sell ice cream treats and beverages during the summer at the fair. Her goals include buying a truck so that she can transport her merchandise. She currently uses a tricycle, but sometimes she will rent a vehicle, which requires sacrifice and cost.


Georgina lives with her husband and two children, age 9 and 6. Her dreams on a personal level include establishing a store in her house, which would allow her to spend more time at home to look after her children. Another goal is to prosper her business so that she can provide a better quality of life for her family and pay for her children’s higher education.


Georgina is very grateful for the support Fondo Esperanza has provided. She says that she would not have a business without it because the assistance she received enabled her to invest in merchandise. Her Communal Bank group is very close and responsible. In addition, they participate in activities together. With regard to the training, Georgina attends all of the classes and has learned accounting, especially the distribution of her expenses and income.


Talca is in the region of Maule and is located in the central part of the country. It is the administrative, economic, and cultural center of the region and is one of the most important cities in the Chilean Central Valley. One curious reference to Talca that is used in Chile is the phrase, “Talca, Paris, and London”. Some say that the phrase was originally attributed to an Englishman who said, “Talca feels like London” because of the abundant fog that frequently covers the city during winter, just like in the United Kingdom.

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Translated from Spanish by Kiva volunteer Ronan Reodica



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