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Renee Bernard
Renee Bernard belongs to the "Patron Santiago de Santiago" communal bank. The members live in Cusco district, which is part of Cusco province and department. She is 51, married, and has three children.

She alternates her daily activities with her business of selling costume jewellery. She does work such as earrings, necklaces, and bracelets. She works independently, taking her jewellery to stores that sell crafts. Her dream is to have a store where she can sell jewellery.

She is applying for the loan in order to buy materials such as wire, thread, and sequins, for making earrings, necklaces, and bracelets. She is happy to receive the loan and committed to making her instalment payments.
View original language description ↓
La socia pertenece al banco comunal “PATRON SANTIAGO DE SANTIAGO”; El banco está ubicado en el distrito de Cusco, perteneciente a la provincia de Cusco y departamento de Cusco.

La socia es la Sra. Renee Bernard; ella tiene 51 años de edad y es casada y tiene 3 hijos; La socia alterna sus actividades diarias con el negocio de venta de bisutería, ella hace trabajos como aretes, collares y pulseras, ella trabaja en forma independiente llevando a tiendas que venden artesanía, el sueño de la socia es tener una tienda donde pueda vender la bisuteria. La socia solicita el préstamo para comprar materiales como alambres, hilos y lentejuelas para hacer los aretes, collares y pulseras.

La socia está feliz por el préstamo y se compromete a cumplir con los pagos de su cuota.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 43
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Renee Bernard to buy materials such as wire, thread, and sequins for making earrings, necklaces, and bracelets.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Nov 28, 2011
Dec 6, 2011
Currency Exchange Loss:
Apr 15, 2012